Government Schemes in Pakistan
Browse 107+ federal and provincial welfare, education, health, housing, youth and business schemes in one place. Search, filter and go straight to the official source.
Benazir Kafaalat Programme
Quarterly cash support for eligible low-income families, mainly women-led households.
Benazir Taleemi Wazaif
Education stipends for children of BISP beneficiary families to help keep them in school.
Benazir Nashonuma Programme
Nutrition support for pregnant and breastfeeding women and young children in BISP families.
Benazir Undergraduate Scholarship
Undergraduate scholarship for students from BISP beneficiary families, run with HEC.
Pakistan Baitul Mal Individual Financial Assistance
Financial help for needy individuals, including medical and other urgent needs.
Pakistan Baitul Mal Child Support Programme
Education support for children from poor families so they can attend school.
Pakistan Baitul Mal Dastakar Schools
Skills-based schools for girls and women from low-income households.
Pakistan Baitul Mal Rehabilitation Centres
Rehabilitation and support centres for persons with disabilities.
Ramzan Relief Package
Subsidised essential food items for households during the month of Ramzan.
Zakat Guzara Allowance
Monthly allowance for eligible deserving people from the Zakat fund. Rules differ by province.
Zakat Education Stipend
Stipends for deserving students from the Zakat fund.
Zakat Marriage Assistance (Jahez Fund)
Marriage assistance for deserving girls from low-income families.
Panahgah Shelter Homes
Free shelter and meals for homeless and low-income people in major cities.
Ehsaas Interest-Free Loan Programme
Interest-free small loans to help low-income families start or grow a livelihood.
Ehsaas Undergraduate Scholarship
Need-based undergraduate scholarship for students from low-income families.
Pakistan Poverty Alleviation Fund Programmes
Community-level poverty reduction, microcredit and livelihood support through partner organisations.
Kamyab Jawan Youth Entrepreneurship Scheme
Subsidised loans for young entrepreneurs to start or expand a business.
Kamyab Jawan Skills for All
Free skills training for young people through NAVTTC partner institutes.
Hunarmand Pakistan Programme
Technical and vocational training for youth to improve job prospects.
Prime Minister's Youth Laptop Scheme
Laptops for high-performing students from public sector institutions.
National Internship Programme
Paid internships for fresh graduates in government and partner organisations.
Prime Minister's Youth Business & Agriculture Loan Scheme
Subsidised business and agriculture loans for young people through banks.
Prime Minister's Green Youth Movement
Youth volunteering and tree-plantation programme with training opportunities.
Prime Minister's Fee Reimbursement Scheme
Fee reimbursement for eligible students from less developed areas.
Prime Minister's Education Endowment Fund
Scholarships for talented students who cannot afford higher education.
HEC Need-Based Scholarship
Fully or partly funded scholarship for financially needy students in public universities.
HEC Overseas Scholarship Scheme
Funding for Pakistani students to pursue MS and PhD degrees abroad.
HEC Indigenous PhD Fellowship
Fellowship for PhD study at universities within Pakistan.
HEC Scholarships for Balochistan, FATA and Gilgit-Baltistan
Higher education scholarships for students from less developed regions.
DigiSkills.pk Free Online Training
Free online courses in freelancing, digital marketing and other digital skills.
Ignite National Technology Fund
Grants and support for technology startups and innovators.
National Incubation Centres
Incubation and mentoring for early-stage startups.
Sehat Sahulat Programme
Free inpatient treatment at empanelled hospitals up to a fixed annual limit.
Prime Minister's National Health Programme
Health coverage for eligible families for major medical treatment.
Lady Health Workers Programme
Primary healthcare, family planning and maternal care at the doorstep.
Expanded Programme on Immunization
Free routine vaccines for children at government health facilities.
National TB Control Programme
Free diagnosis and treatment of tuberculosis at government centres.
Hepatitis Control Programme
Free screening and treatment support for hepatitis patients.
Naya Pakistan Housing Programme
Affordable housing finance and low-cost housing units.
Mera Pakistan Mera Ghar
Subsidised mortgage financing for low-income home buyers through banks.
Federal Government Employees Housing Foundation Plots
Housing plots and schemes for federal government employees.
SBP Refinance Scheme for Modernisation of SMEs
Refinance facility to help small businesses buy modern machinery.
SBP Credit Guarantee Scheme for Small & Rural Enterprises
Loan guarantee that helps small and rural businesses access bank credit.
SBP Long Term Financing Facility
Long-term loans for plant and machinery for export-oriented projects.
SBP Renewable Energy Financing Scheme
Concessional financing for solar and other renewable energy projects.
SBP Storage of Agricultural Produce Financing Scheme
Financing for building storage facilities for agricultural produce.
SMEDA Business Support Services
Guidance, feasibility studies and support for small and medium businesses.
Khushhali Microfinance Loans
Small loans for low-income entrepreneurs and households.
First Women Bank Business Loans
Business finance and advisory support for women entrepreneurs.
Kissan Package
Relief and support for farmers on inputs and farm operations.
ZTBL Agricultural Loans
Agricultural loans for farmers through Zarai Taraqiati Bank.
Net Metering for Solar Users
Allows solar owners to send surplus electricity back to the grid.
Behbood Savings Certificates
Regular monthly income savings certificate for widows and senior citizens.
Pensioners' Benefit Account
Savings account for retirees with regular monthly profit payments.
Shuhada Family Welfare Account
Special savings account for families of martyrs.
Special Savings Certificates
Fixed-return savings certificates issued by National Savings.
Pakistan Banao Certificates
Rupee and foreign-currency savings certificates for overseas Pakistanis.
Roshan Digital Account
Digital banking accounts for non-resident Pakistanis to save and invest.
Home Remittance Incentive Scheme
Incentives on remittances sent to Pakistan through formal channels.
EOBI Old-Age Pension
Old-age pension and benefits for registered private-sector workers.
Workers Welfare Fund Scholarships
Scholarships for children of registered workers.
Workers Welfare Fund Marriage Grant
Marriage grant for eligible registered workers.
Social Security Medical Cover
Medical coverage and benefits for registered workers and their families.
Overseas Pakistanis Foundation Schemes
Education, housing and welfare services for overseas Pakistanis and their families.
Disabled Persons 2% Job Quota
Reserved government job quota for persons with disabilities.
Minorities 5% Job Quota
Reserved government job quota for religious minorities.
Federal Employees Benevolent Fund
Financial grants and benefits for federal government employees and families.
Maryam Nawaz Laptop Scheme
Laptops for eligible students of public sector universities and colleges in Punjab.
Punjab Sehat Card Plus
Free hospital treatment for Punjab residents at empanelled hospitals.
Nigehban Ramzan Package
Ramzan relief support for eligible families in Punjab.
Apni Chhat Apna Ghar
Support for low-income families to build their own house in Punjab.
Punjab Kissan Card
Farmer card for accessing inputs and farm support in Punjab.
Punjab Green Tractor Scheme
Subsidised tractors for small farmers in Punjab.
Punjab Honhaar Scholarship Programme
Scholarships for talented students from Punjab.
PEEF Scholarships
Merit and need-based scholarships from the Punjab Educational Endowment Fund.
Punjab Skills Development Fund
Free skills training with placement support for youth in Punjab.
Punjab TEVTA Skill Training
Technical and vocational courses at government institutes across Punjab.
CM Punjab E-Bike Scheme
Electric bikes on easy terms for eligible students and youth in Punjab.
Roshan Gharana Solar Programme
Solar panel support for eligible households in Punjab.
Punjab Education Foundation School Support
Free or low-cost education for children in partner private schools.
Punjab Daanish Schools Programme
Free boarding education for talented children from low-income families.
Punjab Bait-ul-Mal Assistance
Financial assistance for poor and needy people in Punjab.
Punjab Sahulat Bazaars
Subsidised groceries at special bazaars, mostly during Ramzan.
Punjab Special Persons Support Programme
Assistive devices and support for persons with disabilities in Punjab.
Punjab Small Industries Corporation Loans
Loans and support for small businesses and cottage industries.
e-Rozgaar Training Programme
Free freelancing training for youth in Punjab.
Sindh Peoples Housing for Flood Affectees
Housing support for flood-affected families in Sindh.
Sindh Education Foundation Scholarships
Scholarships for students in Sindh through the Sindh Education Foundation.
Sindh Merit Scholarships
Merit scholarships for students from Sindh.
Sindh Minority Scholarship
Scholarships for students from minority communities in Sindh.
Sindh Zakat & Ushr Guzara Allowance
Monthly allowance for eligible deserving people in Sindh.
Sindh Rural Support Organisation Programmes
Livelihood, microfinance and community development in rural Sindh.
Sindh Solar Energy Project
Solar home systems for off-grid households in Sindh.
Sindh Agriculture Growth Project
Support for farmers to improve water use and crop productivity in Sindh.
Sindh TEVTA Skills Training
Technical and vocational training for youth in Sindh.
Sindh Enterprise Development Fund
Financial and business support for small enterprises in Sindh.
SIUT Free Treatment
Free kidney and urology care at SIUT centres.
Sehat Card Plus Khyber Pakhtunkhwa
Free hospital treatment for eligible residents of Khyber Pakhtunkhwa.
Zamung Kor Programme
Care and education support for orphans in Khyber Pakhtunkhwa.
Khyber Pakhtunkhwa Zakat Guzara Allowance
Monthly allowance for eligible deserving people in Khyber Pakhtunkhwa.
Khyber Pakhtunkhwa Scholarship Programmes
Merit and need-based scholarships for students in Khyber Pakhtunkhwa.
KP TEVTA Skills Training
Technical and vocational courses at government institutes in Khyber Pakhtunkhwa.
Balochistan Education Endowment Fund
Scholarships for talented students from Balochistan.
Sehat Card Plus Balochistan
Free hospital treatment for eligible residents of Balochistan.
Balochistan Zakat Guzara Allowance
Monthly allowance for eligible deserving people in Balochistan.
Balochistan Rural Support Programme
Community development and livelihood support in rural Balochistan.
BTEVTA Skills Training
Technical and vocational training for youth in Balochistan.
Common Questions
How do I know if I am eligible?
Eligibility depends on each scheme, for example income level, province, age or education. Open the official site for the exact criteria.
Do I have to pay to apply?
No. Genuine schemes do not charge an application fee. Be careful with anyone who asks for money or shares personal details.
Are all schemes open right now?
Not always. Some run all year and some open only in certain periods. Check the official source for the current status.
Can I suggest a scheme to add?
Yes. Contact us with the scheme name and its official link and we will review it.